If you are providing financing to a tribe, you must be federally regulated. 

Federally regulated lending institution

We consider an entity regulated by one of the following four federal agencies to be a federally regulated lending institution:

• Office of Comptroller (www.occ.treas.gov)
• Federal Deposit Insurance Corporation (banks.data.fdic.gov)
• Office of Thrift Supervision (www.ots.treas.gov)
• Federal Reserve (www.ffiec.gov).

Not federally regulated lending institution

If you are a subsidiary of a proposed lender, you will most likely require state certification (licensure) under some tribal-state compacts even if the parent company is federally regulated.

If you are not federally regulated, you need to apply for a service supplier license.

Learn how to apply for a license.